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I was told by the person who prepared my taxes that I would receive my tax refund "faster" if I used the H&R Block Emerald Card and that all I would have to do is take the card into my bank and tell the teller to transfer the money from my card to my checking acct. Found out by accident that not only will it cost me $25.00 to do so BUT if I wanted to do it free of charge, I'd have to fill out a form and fax it back to them requesting the xfer.

Then wait 5-7 days for the friggen money to be available to xfer.

***! I could have simply requested to have the money direct deposited to my checking account! They are basically holding your money hostage unless you use their card for purchases and request cashback all over the place.

DON'T USE IT! IT'S NOT WORTH IT!!!!!!

Location: Concord, California

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Guest

Not true buddy all you should have done was go to an atm lol

Guest

I've been using the Emerald Card close to 5 yrs and I've never had an issue.. Sorry if your having issues....

I've never used it for my income taxes though ..

I just got a bank account to get rid of the Emerald Card because there were certain things I couldn't do with it like get a payday loan cuz it isn't an actual bank.. Looks like I've made a good decision by getting rid of my card reviews are getting worse

Guest

I had a similar issue. Emerald Card stole $50 dollars from me before I received Terms and Conditions or signed an agreement with them.

They have given me the runaround, and will not return my money. FRAUD ALERT!

I repeat: DO NOT GET THIS H&R BLOCK EMERLD CARD. THEY WILL TAKE YOUR MONEY.

Guest

Completely agree

Guest

Absolute garbage the app for android apps is trash and they dont care the emrald card is trash and they dont care if they had any decency they would shut down but they dont

Guest

Domt get it

Guest

I use the Emerald Card and haven't had any problems. I read the web site before I chose it and it was pretty clear how it works. It's basically just like a VISA gift card.

Guest
reply icon Replying to comment of Guest-1670088

The card is garbage I had money sent to my card from another account. It took the money out of the account not a pending transaction it took the money out, and it’s been 3 days and it is still not on my card.

They hijack it and collect interest. The card is trash at least that’s where it’s going after maybe one of these days I will get my money.

Guest

I have used the emrald since I’ve been filing with H&R and I’ve never had an issue

Xane Jgr

This emeral card is a rip off Back to Jackson next year

Guest
reply icon Replying to comment of Xane Jgr

Totally agree this card is nothing but a prolonged RIP off.

Guest

I chose to use emerald card also. Would not recommend it.

IRS sent funds to the card, but the bank of the emerald card holds onto it for 14 days. Not happy!!

Guest

You can drain the full balance from the emerald card at your local walmart for only 3$. That's what my H&R block told me, along with 'you can't transfer the money from the card to your bank account'. Or use an ATM, but that will cost you more.

Guest
reply icon Replying to comment of Guest-1652245

How? I just got off the phone with H&R and they said I couldn't withdraw without a bunch of penalty fees

Guest
reply icon Replying to comment of Guest-1652245

Key word. Its your money why should u have to pay to get your own money. It's a bunch of *** RIP off

Guest

If your walmart has a money center, you can withdraw $1000 at a time with a $3 withdrawal fee. Idk how many times you can do it (the most I've ever done was $3000)but it's cheaper then the ATMs and easier then trying to transfer into your bank account from the emerald card.

Guest
reply icon Replying to comment of Guest-1651705

Where did you go to at in Walmart? The atm?

Joelle Bhq
reply icon Replying to comment of Guest-1651803

Customer Service

Guest

I got back $7512. I went to my local grocery store and got $7510 in money orders.

Deposited all in my bank, boom.

Done. You just have to have a bank account.

Guest
reply icon Replying to comment of Guest-1651416

Typically they will only let you purchase money orders with CASH... if this is the case I'm going to try and do this myself.

I used H&R Block's *** BS service and stuck with this damn card and my money held hostage as well. BTW they need to disclose that it's YOUR CREDIT report they rely on to make a decision to give you an anticipation loan against your OWN FREAKING money.

It's a BIG FAT SCAM. Cost me close to 500 ..NEVER AGAIN!!!

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